Wednesday, January 17, 2007

She works hard for her money...so hard for it honey...

Today I am thinking about money. I received my student loan check yesterday and that - combined with my real, life job money - lends a false sense of financial security. Like here I have all this money. And I'm wondering what money means to me - honestly it represents security. It represents not having to worry about paying my bills & not having to worry about where my next meal is coming from & how to pay that phone bill. Worrying about money is SUCH a reality for SO many people. I am actually in a really good spot for someone my age at this point...but I am scared of the day that I graduate and have to pay back all those student loans. One might say that I've sold my soul to Citibank.

I'm starting to think about my taxes. I'm a bit nervous that I may have to pay in b/c with the value of my company car factored in, I may have exceeded the amount that you can make to use the tuition deduction. We'll just need to wait & find out. I don't care too much if I get a refund (always nice, but not necessary) but I really don't want to pay in. It makes it bothersome. For the first time I likely would not struggle to pay - I just don't WANT to. I like to THINK that I've become more intelligent about my money, but it's still hard to say.

In addition to worrying about that - I'm concerned about my grades. I think that they are poor. I know of 2 B's - but I can't see the other 2 grades (the system is all screwed up) but it's NOT good. I'm used to getting a C each semester. I just can't seem to juggle working full time, going to law school & carrying 11 credits AND getting A's. I know that some do it, I've got 2 shiny A's on my transcript, and a motley crew assortment of C's & B's of various pluses & minuses. My GPA BEFORE this semester is a 2.89. Not great. Not horrid. Just "eh." I was so used to not having to TRY for grades in undergrad with a science major...now I have to work at everything. But I refuse to spend all my time buried in it. I should, I know. I guess considering I do just BARELY what I need to do to get by and work and go to class and still try to get 6 hours of sleep a night, I'm doing OK.

Hopefully some employer out there agrees with me.

Because there are these student loans....

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